AllianzOnline

The flats we insure in whole Poland !!!

The customer usually asks how much it costs? Of course the price is very important, but you have to know what you get for your money. For example, there is an apartment worth 100,000 EUR, the insurer says that he can insure it for 100 EUR, and the other one says he does it for 50 EUR and the customer gets the same kind of insurance. If someone believes that the two offers are of the same quality, he is wrong. As always, the devil is in details ... If one compares the general insurance conditions, he sees that:

• there are missed five insurance risks in one offer;
• a strong wind is a from 39 kph and by the other insurer from 72 kph - There are fewer strong winds, so risk and price is lower;
• rain damage is as valid from the second intensity level, by the other from fourth level - also here you can get cheaper insurance, but what happens if it does not rain very heavily and we have a loss;
• differences are also in the exclusions and limitations of liability.

There are more differences of course and it is still very much to say. Above we have given only a few examples.

If you opt for the insurance at Allianz, then:

• as a new customer you have a "good morning" 35% discount, with the full package even more;
• insurance you can customize to fit to your needs;
• you get clearly defined and customer-friendly terms of trade - you know exactly what is covered and how;
• with the insurance you get extensive assistance package, as well as several additional benefits in case of damage (e.g., storage of equipment, cleaning up after the loss, etc.)
• you get professional service and claims handling as standard.

In the case of new construction of a house note to insure it from the very first moment, s.g. furing-building-insurance. It is also important to spread the scope of insurance as soon as you move in. The advantage of the Allianz is that we do not need a final inspection to fully insure the hous - it is sufficient if it is permanently inhabited. We know from our experience that often there runs much time between move-in and the final inspection.

To the subject ... Example details of our General Conditions:

• a strong wind is from 39 kph;
• rain damage already from second intensity level;
• the cost recovery of rescue operations, works, after the damage (e.g. storage, transportation of equipment, search and elimination of error, drainage of the building after the damage, accommodation costs);
• insurance of property that is provided for cleaning, maintenance, repair outside of the house;
• 72 hours - the time when all the resulting damage can be assessed from the first as one damage.

You have any questions? Want to know more? You want to make the right decision at the insurance choice? That's good. Simply get in touch with us.